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Sunday, December 08, 2002Many health plans are developing or offering insurance with lower premiums and slimmer coverage to attract customers who cannot afford more comprehensive policies. Executives at Blue Cross Blue Shield of Montana are pressing state legislators to raise the cigarette tax to subsidize basic coverage. Another insurer, Blue Shield of California, proposed a plan this week for health insurance for all state residents. And Dr. William W. McGuire, chief executive of the UnitedHealth Group, the largest private insurer, has written to every member of Congress calling for "essential health care for all Americans." Sure, their motivation is to save their butts, but this is a welcome move nonetheless - especially the “lower premium, slimmer coverage” insurance policies. Right now, very few insurance companies offer catastrophic insurance. People are stuck with an “all or none” choice. The danger is if the companies persuade Congress to pass a law mandating that everyone have health insurance and then fail to provide affordable coverage to make that possible. posted by Sydney on 12/08/2002 07:10:00 AM 0 comments 0 Comments: |
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